People face a series of dangers in their daily lives: their homes can burn, Their belongings can be stolen, they can get in an accident, they can get sick, they can die. Lead to loss of income Events that open or require them to make a large extent. Individuals In addition, institutions and organizations face similar dangers: their buildings can burn, their belongings can be stolen, they can harm, they can make less profit than they expect; employees And managers may get sick or accidentally. In advance against such events must be taken. Otherwise, both individuals and institutions and Organizations may be under great economic problems. However, people take precautions against each of these possible dangers in advance. will exceed their material powers. Individual savings are insufficient to provide the desired assurance will remain. Attat Keeping the goods or services will reduce the forces of production. Economic of various dangers In order to eliminate the results in advance, the assets of others are also must. This obligation ‘ Insurance ’ The source of the emergence of thought. The policy is a document showing the rights and obligations of the insurer and the insured. Policy, ‘ General conditions ’ And if any, Special Conditions ’ (Cloz). In the insurance policy; The name and address of the insurer and the insured/insured and the owner, if any, subject, the assurances given, the start and end dates of the assurance, insurance fee, premium amount and payment terms, arrangement date. Policy, ‘ General conditions ’ And if any, Special Conditions ’ (Cloz). The purpose of these course notes is to comprehend the policy types and policy to prepare the portfolio.
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