Cahilim

Marketing :pazarlama 2


Commercial Mathematics Lecture Notes 1

2010-08-10 21:45:17

Today, some financial problems can be encountered frequently in business life. Commercial Mathematics I Lesson In solving these problems, and especially when working in the field of marketing In the commercial transactions you will encounter, it will help you. Marketing is the art of comparison with those who offer products and services and those who demand. Only The salesman who is aimed at the purpose of profit is not a branch where businesses benefit from many areas. It is a science that can be adapted, gives examples from life and develops human relations. Basic principle in today's marketing activities To provide. Business and Trade to Technology, which develops today and records new stages every day It is mandatory to adapt to your life. In this, which can meet the needs of businesses, Talented, who can communicate correctly with its environment, can respond to customer requests and educated and qualified elements are required. In the European Union, internal and external competition in the stage of entering The other day will increase a little more; Therefore, more human resources in this field will be required. After completing your education, the necessary skills and competencies To be a computer in the first place, applying the rules of human relations who can use technological tools that facilitate working life And as young people who can look at life positively, you will take your place in marketing. Numerical skills that can be employed in the marketing field in accordance with the above objectives And you will be able to benefit from this course in gaining competences.

Commercial Notebooks and Documents

2010-08-10 21:44:17

In the maintenance of commercial life in a healthy and regular way, the books and this The records of the records to be processed in the books are of great importance. The merchant who does not keep his account well cannot succeed. Which goods were taken to the enterprise from which companies? How much do we owe to which companies? What are our payments by periods? Which goods were sold to which customers and in what way? Sales according to periods What is the condition? Which goods have increased and which goods decreased? Reasons affecting sales what are Monitoring the economic activities of the enterprise, monitoring debts and receivables, stocks Commercial activities should be recorded on day for control. Which notebooks do merchants use? How to write transactions in commercial books? Used to save transactions, called accounts What are the characteristics of the charts? What is a single layout account plan, how to use it? How are records examined? With this course, it is aimed to gain commercial book editing skills. Thanks to the course you will recognize commercial books and learn the rules of writing. Bill, You will learn about the account plan, one layout account plan, the features of the accounts. In working life, book -holding knowledge and skills at work, your success, your prestige will increase. It will evaluate your sales work better and take the necessary measures and your sales You will be able to increase.

What does recourse mean?

2010-08-10 21:42:35

Increasing living together with urban life, new risks to human life brought, and people and institutions are responsible for others for their work. began to be. Therefore, individuals and institutions are both for their own activities. As a conscientious obligation, as well as all kinds of body and In order to meet the material damages, the need to secure these risks they have heard. Responsibility is a matter that arises from the damage of third parties. To someone else Anyone who has to pay compensation due to the damage caused by the concept of responsibility conceivable. Real or legal persons, whether directly or by the people they use They may cause their body or material damage to third parties due to their movements. One of them Carelessness, a damage caused by negligence, in terms of the life or property of another person It causes damage to the person who caused this damage to the responsibility. is. An important concern of both the insurer and the persons concerned. to direct people and institutions in the insurance branch with accurate and reliable information and To help with your preferences, to raise awareness of the society in this direction, professionally you It should be one of the most important goals. As we read dear student, damage to all activities you do and do You should identify the people who cause and get payment information. For this reason, you will get from the course I wish that information will be productive for you and all people around you.

Policy Types, Policy Procedures

2010-08-05 23:26:05

Due to the social activities of people, in their daily lives and business lives It faces individual and social risks. The risks that may occur with less damage so that they can be overcome and not to become economically difficult as a result of these risks. It is necessary to take measures. As a result of this situation, the concept of insurance developed. Insurance; The elimination of the damage arising from the danger that may occur in the future is a commitment in return for premium payments. The name of the insurance policy to the contract signed between the insurer and the insurer is given. After the past century, when insurance was not made in electronic environments With the insurance made in the technological environment, in the computer environment in policies It started to be arranged. The policies organized in computer environment and tracking are particularly He helped the insurer with time and efficiency. The aim of these course notes is the insurance profession that progresses with the developing technology To make policy records in the insurance package program in the branch, follow -up of registered policies and to teach how to collect.

Policy samples, policy sample

2010-08-05 23:24:25

People face a series of dangers in their daily lives: their homes can burn, Their belongings can be stolen, they can get in an accident, they can get sick, they can die. Lead to loss of income Events that open or require them to make a large extent. Individuals In addition, institutions and organizations face similar dangers: their buildings can burn, their belongings can be stolen, they can harm, they can make less profit than they expect; employees And managers may get sick or accidentally. In advance against such events must be taken. Otherwise, both individuals and institutions and Organizations may be under great economic problems. However, people take precautions against each of these possible dangers in advance. will exceed their material powers. Individual savings are insufficient to provide the desired assurance will remain. Attat Keeping the goods or services will reduce the forces of production. Economic of various dangers In order to eliminate the results in advance, the assets of others are also must. This obligation ‘ Insurance ’ The source of the emergence of thought. The policy is a document showing the rights and obligations of the insurer and the insured. Policy, ‘ General conditions ’ And if any, Special Conditions ’ (Cloz). In the insurance policy; The name and address of the insurer and the insured/insured and the owner, if any, subject, the assurances given, the start and end dates of the assurance, insurance fee, premium amount and payment terms, arrangement date. Policy, ‘ General conditions ’ And if any, Special Conditions ’ (Cloz). The purpose of these course notes is to comprehend the policy types and policy to prepare the portfolio.

Customer -oriented scope

2010-08-05 23:22:34

In today's commercial life, companies, customer -oriented policies while market their products must watch. Because in the increasing competitive environment, the customer remained in the minority and businesses It is difficult to find customers. It is not enough to find the customer, but also constantly customers. It is necessary to provide. The purpose of marketing activities is to increase the profit rate of companies and more products and selling service. This is only possible with the increase in the number of customers The first target of salesman companies and salespersons is to ensure customer satisfaction, customer Communicating with, determining the needs and requests of the customer, these needs and requests It should be to prepare strategies. Business life sales established on. People by selling their ideas, services or products They win. How a good salesman to treat the customer and communication rules It should be able to know and apply well. A large part of human behavior Since there are learned behaviors, marketing principles and being a good salesman He can have a good job by learning his methods correctly and sought in your profession, You can be a successful element. Trade life for today's developing technology that records new stages every day must adapt. For this, talented, capable of meeting the needs of businesses Disciplinary rules for social life, which can communicate correctly with its environment, behavior Knowing the shapes and the values ​​of the society in which it is in Trained and qualified personnel are required. In the European Union in the stage of entering Internal and external competition will increase a little more day by day, so more people in this field will need a source. It can be employed in marketing and retail in accordance with the above goals. You will be useful for you to gain skills and competences.

Customer Tracking Program

2010-08-05 23:20:48

Today, most of the real estate transactions are done with the internet. A relationship based on mutual trust between real estate brokers and customer should be found. With the words of the ancients “ a table, a safe, a phone, did you find a phone real estate You become a broker. ” The word does not apply today. To be a real estate broker Investments made to the company that needs to be established to get an agency from a company Apart from the guarantees, successful in the profession, full technical knowledge, technological support is in place, You have to be a wide range of portfolio and a medium -sized agency. Programs and software used in the real estate sector as in every sector is available. This is especially for customers who want to buy real estate from where they are. Software showing the properties of real estate is needed. Software that the real estate broker can use by software companies is prepared. There are many interactive real estate software programs. In this course, interactive real estate transactions using the Idea Real Estate Program You will learn how to follow up. Customers can add their own real estate to the site or information about any real estate may want. These issues will be explained in this course.

What is customer relationship management

2010-08-05 23:19:20

Today, the real estate sector is of great importance. A relationship based on mutual trust between real estate brokers and customer should be found. With the words of the ancients “ a table, a safe, a phone, did you find a phone real estate You become a broker. ” The word does not apply today. To be a real estate broker Investments made to the company that needs to be established to get an agency from a company Apart from the guarantees; Successful in the profession, full technical knowledge, technological support is in place, You have to be a wide range of portfolio and a medium -sized agency. Programs and software used in the real estate sector as in every sector is available. This is especially for customers who want to buy from where the real estate is located. It needs software showing the properties of real estate. Software that the real estate broker can use by software companies is prepared. There are many real estate packages and real estate package The internet section of the programs is quite common. In this course you will learn to follow up real estate procedures from Planet Real Estate program.

Customer Types

2010-08-05 23:18:06

Our country; In economic, social and cultural fields, as well as in industrial areas It is the scene of important developments. Qualified manpower in line with these developments In our country, where the need is constantly increasing, vocational and technical education is also an increasingly bigger. It becomes important. While seeing the change in advance and the difficulties can be overcome, Sector Authority, which can be able to face and offer competitive and high quality products in world markets. Organizations can be successful. On the other hand, national and international cruel competition The human resources in accordance with the qualifications requested by the employment sector in the environment It is seen as an element of competition. In the constantly changing world and in the increasing competitive environment, to be able to create customers In order to maximize consumer satisfaction, customer features further advanced The need to know at the level. With this course, the customer's demographic structure of customer characteristics, customer You will recognize the determination of their requests and relationships with customers.

Customer Satisfaction Survey Examples

2010-08-05 23:16:36

Nowadays, businesses take their satisfaction with customers. For this They also develop many strategies, tactics and policies. In the slogans of big companies ‘ unconditional ’ They emphasize customer satisfaction. Of course, these slogans are paper There is a need for people who have grown up in this field to avoid staying on it. Now I am every job The understanding that I do is over. With this course you will study in the field of marketing, do not interview customers, Providing customer satisfaction and determining after -sales customer satisfaction You will have your skills. All the elements of marketing in order to survive companies meticulously must be applied. Otherwise, businesses live with a ruthless competition. It can disappear among other businesses. We should never think of this: ‘ Continuous development! ’ To develop We have to; Because the world is changing.

What are the basic financial statements

2010-08-05 23:15:21

With the financial statements brought into practice with a single layout account plan, especially the balance sheet and The financial situations of the enterprises are summarized with the income table. Financial statements, business owners and third parties interested in the enterprise gives information about Durmu. People who will use these tables, what are the tables They have to know what they can learn. Financial statements, in different ways by those interested in these tables interpreted. For this, financial statements should be arranged in a certain formal structure. Financial statements have a certain level of accounting of the people who will be interested in them. is prepared by assuming that they are. Financial statements must be prepared at certain periods. In time of these tables It is important to prepare. In the preparation and presentation of financial statements Future delays adversely affect the economic structure of the enterprise. Learning activity 1 ’; The formal structure of the balance sheet, the balance sheet principles and the balance sheet arrangement is emphasized. Learning activity 2 ’; The formal structure of the income table, the income table principles and The arrangement of the income table is emphasized.

What does franchising mean

2010-08-05 23:14:07

Working on salaried, not for you, you want to start your own business, or Let's say you aim to evaluate your experience and succeed in trade. Now “ how I find? ” Not, “ how do I start a business? ” If you are looking for an answer to the question, among many opportunities The most accurate profession “ Real Estate Communication ” You need to choose your profession. In addition to making money by converting your interesting idea into investment, real estate You can be the dealer of foreign and domestic brands operating in the field of brokerage. However, in order not to be disappointed materially and morally, first of all, the right choice You need to do it. Although it may seem like an easy job from the outside, being an entrepreneur from each other It requires knowledge in independent areas. Taking the franchise of a well -known brand is a more challenging than a job application. requires the process. Most of the time, it is not enough to pay for the franchise alone. Franchise companies are requiring the entrepreneur to be at the beginning of the work. Activity According to the sector shown, experience and experience gain importance. Also by taking a franchise The location of the workplace to be opened is also very important. In the real estate brokerage, which will be one of the popular professions in the future, You will be more successful with the course. With the real estate brokerage certificate you will receive In addition to your colleagues, you will be able to reflect your difference. Advantage for a two -year vocational high school or for four -year faculty you will provide. You will have already taken steps for the future real estate consultancy. Franchising in the real estate brokerage used in our field with the course you have Terms, definitions, abbreviations, documents and forms related to their transactions are presented to you. If you earn professional information in this course, the real estate brokerage As Franchisor or Franchisee, you will be able to do operations easily and quickly.

Basic Statistics Lecture Notes

2010-08-05 23:12:19

Statistics are also subject to events such as all other sciences. If there is an event, there was statistics. However, not every event is the subject of statistics. The event is a Representing a single event in the set of events, the cluster that it belongs to by connecting It would be the events that could not. A single event in a set of events, representing the set of all events If it can, such events are called typical events. However, statistics are not interested in typical events. The course is one of the most important elements of your profession, the current and future development. is one. Even when reading these sales, it has hundreds of work and development in this field. If you can measure what we say or numbered what you say, You know something. When you have completed this course, it is an important transcendence about the profession. you will save. With this course; The importance of statistical analı z methods in the business and in the market By interpreting the data, a result will comprehend. They will grasp you, at the point of analysis of the data in the business life, you will take you a name. You will be able to interpret market data carefully. .

Labor Law Questions

2010-08-05 23:10:59

Profession or field choice is one of the turning points in the individual's life and It should not be left to coincidences. The chosen profession; The environment in which the individual will live in, in the relationship The people to be found, the economic situation; In short, it will affect your lifestyle. To this lesson Since you have, it has given yourself direction, in accordance with your interests, talent and personality traits You have chosen the profession. Living in society is a necessity for man. Society means order. Individuals If they behave as they wish, the order cannot be established. The freedoms of the individuals who make up the society It is therefore inevitable to limit to some extent. The first and main purpose of the laws to protect and regulate absolute rights. Sanction of law rules with state power supported. Between the work in working life, arising from economic, social and legal qualities There are differences. Income distribution determines the level of production and productivity in the economy. The lower production and productivity in the economy, the more inequalities in income The higher the production and productivity, the less inequality is. Labor Law, which regulates the relations of employees with the employer, depending on the employer, The establishment, termination of the service contract, the parties of the collective bargaining agreement It regulates its establishment, its termination. All people wish to lead a respectable and original life and deserve it. Developing democracy, the superiority of law, equal rights before the law, strong civilian Society organizations are the best protectors of human rights. At this time when globalization and technology are progressing rapidly every day, How much is it to do your profession by learning labor law so that you can make it easier. You will see that it is important. To use the information gained in law as in all branches of science need. It's not enough to know. The ability to apply information to the concrete event at the right time must. Fair and safe within the framework of the legal rules of your working life You will find the answer to all your questions in this booklet.

Inventory Book example

2010-08-05 23:09:50

The end of the period has an important place in enterprises. End of Period Procedures, The actual count, the valuation of the census results and the recording of the results covers. The starting point of the end of the period is the general temporary balance. End of Period This balance must be removed before starting inventory procedures. In this trial Inventory studies are carried out on the basis of values. No matter how healthy the inventory procedures are done, the financial TOBLOLAR to be made at the end It will also be reliable and true at that rate. The incorrect of the end of the period is difficult for the taxpayers against the laws. causes them to fall. In particular, care should be careful in the valuation procedures. Because In our tax laws, the valuation measure of each economic value is given separately. Learning activity 1 ’; The necessity of the end of the period, when it was done And you will learn which taxpayers should do. Learning activity 2 ’; How the end of the period was done and You will learn how to save their results in accounting books. End of the period in commercial enterprises occupies an important place. Commercial Calendar year in enterprises has been accepted as an accounting period. Preparing the financial statements of the enterprises as of a certain date and to ensure the reality and accuracy of the information to be included in these financial statements. transactions.

Municipal Real Estate Declaration Value and Municipal Transactions

2010-08-05 23:08:35

Today, we see that the understanding of home, place and office has changed. Through projects Real Estate in 2000, where sales are made and the most advanced sales techniques are applied We watch your vision in amazement. You are also confident in this profession in contemporary technology And you will reach the knowledge and skill that gives confidence with this course. With this course you will take in our field, the real estate brokerage municipality Terms, definitions, abbreviations, documents and forms related to real estate procedures presented. If you earn professional information in this course, under real estate brokerage You will be able to make municipal real estate operations more easily and quickly. Remember that we live in a country where our population increases rapidly. Consequently With industrialization and globalization, home, workplace, facility and land demands from other countries is also increasing. Here is the real estate brokerage of one of the best professions of the future undoubtedly. This course hopes that you will bring you one step closer to your goals, successes I wish.

What is Real Estate Income Tax

2010-08-01 02:54:37

Income tax is a tax on income. Revenues of real people income is subject to tax. Income, a real person's earnings and income in a calendar year is the pure amount. The rent income obtained from the real estates rented by real people The real estate is one of the income elements specified in the Tax Law. If the rent income amount obtained in a calendar year exceeds certain limits, it is subject to declaration and Tax must be paid. The Republic of Turkey ’ Taxation if it passes through inheritance or for another reason. must. In these inheritance transactions, inheritance and inheritance tax should be calculated. LEARNING ACTIVITY 1 ’ You will learn to prepare the inheritance tax return. Learning activity 2 ’ Preparing the income tax return for transactions and rental income. you will learn.

WHAT IS Total Quality Management

2010-08-01 02:50:53

People make many decisions about themselves at every stage of their lives, In order to make decisions accurate, in parallel with the environmental conditions of the individual and the information about him This course should be able to have the skills as the employment to be provided to the country In addition to the possibility, the added value created in the production-marketing process and international It will play a major role in the economic development process due to its weight in trade. Competition is no longer at cost with production, but also with quality and even speed is possible. The most important place of these cases is undoubtedly quality. Because made Market research is that eight of each ten buyers care about quality as well as the price. has shown. When we examine the organizations that can be successful in this new environment, that their characteristics are the companies that adopt the TQM philosophy and its approach. We see. As it is known, TKY is not only related to product and service quality and It is a contemporary understanding of government. Tky ’ It is a very fundamental of its raising its competitiveness The reason is: TQY on the one hand, while raising the quality 𔄭, on the other hand the productivity Increases, TKY ’ We now know the reason why it reduces the cost while improving the quality: TQM aims to improve quality in all activities of an organization and thus The occurrence of the stage prevents these errors. With the prevention of errors, losses decrease, their The result is the costs and the expectations of the customers are fully met. All the activities you do and do is the element of total quality. Therefore Your vision is expanded, the information you will get from the course to you and all around you I wish people to be productive.

How to calculate compensation

2010-08-01 02:49:40

It should always be remembered that the value of an insured insurance The main reason for its scope is to meet the damage against any negativity. So it is to get compensation. Each customer is actually insured for compensation. Compensation When there is a guarantee for the customer, it is a negativity for the company. Any of the insured In case of damage to the policy conditions within the framework of the request to eliminate the damage The insurance company will also examine the policy and compensation if the damage is in accordance with the policy requirements. It will pay to the insured by calculating the amount. However, there are some cases that the insurance company demands this amount of loss from the other side. It may not make this payment to the customer if it may or if not within the scope of the policy. In this situation The other party does not agree to pay and there may be different situations. The judiciary here too, Concepts such as arbitration and recourse will appear. In addition, after the damage, the insurance price is in question. What will be the situation of the remaining damaged goods. The saddle works back from this goods If left or if their remains work, there are situations such as what to do. Insurance Will my company take them or stay to the insured. Of course, to secure themselves in insurance companies they will want. For this, they will make reinsurance agreements. So their risks are certain They will share with another sedan company in exchange for the price. Of course, what kind of? Reinsurance agreements come to the agenda, such as issues such as profitable. If all this is interested; Compensation and reinsurance by moving to the next page To raise yourself as an indispensable element of this profession. Remember, you are an insurer and you do the best of this profession. you fulfill.

Insurance transactions and legal sanction

2010-08-01 02:48:15

There is always a saying; “ Law may need one day, then We must respect the rules of law ”. Indeed, it is extremely said is a word. If we try to live without rules, everyone will be damaged by the chaos. In society The easiest way to live without harming each other and falling into a conflict of interest to comply with the law and the prohibitions imposed by the law. Both in our daily lives and work Living in accordance with the laws in our lives and doing our job, a way of life for everyone should be. First of all, about our personal rights and responsibilities and then we work. It is our most basic citizenship duty to know our rights and responsibilities very well. Complying with the laws, one of the most important conditions of development and being a civilized society is someone. Dear students studying in the branch of insurance, while working in the field of insurance in the future You and your work in accordance with the insurance legislation and respect for the laws It is extremely important for protecting your customer. Otherwise in a very short time You are deleted from your sector and go. With this course, he will be able to comprehend insurance law and insurance transactions You will be able to do it in accordance with the legislation.

Real Estate Sales Contract

2010-08-01 02:45:49

In our country, the rules and professional standards in the field of real estate are regulated by law. In our country, legal arrangements related to real estate brokerage, new laws With the entry into force, the reputation of the professions in the field has gradually increased. In the real estate brokerage, which will be one of the popular professions in the future, You will be more successful with the course. With the real estate brokerage certificate you will receive In addition to your colleagues, you will be able to reflect your difference. For a two -year vocational high school or for four years of faculty You will provide an advantage. He has already taken a step for the future real estate consultancy you will. The average real estate broker has a key for sale between 5 and 10 and % of them 90 is an agreement or agreements are about to end. A living by selling once a month For the real estate broker, there is no need to know more than he already knows. In the service, it has achieved its own mediocre standard. The trained real estate broker is the party that directs the relationship. Trained Real Estate The broker is the people who know how to win (even before), not at the end of their work. Champions “ They learned. Sales transactions in real estate brokerage used in our field with the course you have Terms, definitions, abbreviations, documents and forms are presented to you. In this way, in school applications, skill trainings and next professional life You will recognize the concepts, documents and operations you need. If you earn professional information on this subject, real estate is the real estate. You will be able to sell transactions related to the sale easily and quickly.

How to make insurance risk detection

2010-08-01 02:44:23

Risk and uncertainty is a phenomenon that people always face. Humanity Since its history, this concept has come across people constantly and people are uneasy it has. People constantly take themselves confident in the face of risk and from uncertainty They sought remedies to get rid of. Today, the concept of insurance in the world has made itself felt and people are in the face of risks It made them feel safe. In the world today almost insurance There is no risk that is not covered. In our country, the risk is also quite high and people are risks Insurance the values ​​that are risky to feel safe in the face within the scope of. The value of insurance is not where it should be in our country as of today. As the level of education increases in our country, the value of the insurance will reach the place it deserves. And The insurance profession will be one of the most important professions. You will learn the concept of risk that forms the basis of insurance by taking this course and the risks You will be able to do risk analysis by seeing and detect regional risks. This is the case for all living things The dangers, where, when, to whom, what, how and how much will come It is uncertain. All living things have developed methods of protection against these dangers. Scientific As seen in the studies and documentaries, the lives of animals and plants are more risky -free What they do to make it is surprising. People like other living things They have protection motives. However, unlike them, on risk management They can take more rational measures by organizing.

Documents required for insurance transactions

2010-08-01 02:42:38

Many new inventions in the world have emerged because of human needs. Modernization And urbanization is in a way that arises from human needs. Today Two basic developments affect human life considerably. First, labor and capital is intense The information technology that we have left behind and we are currently now, and the second technological With the development of new dangers and risks with each passing day further insurance sector. As in all other sectors, the transactions related to insurance are now electronic is done in the environment. This situation is indispensable for us. shows. In previous courses you have learned the details of the package program. This In our lesson, under the name of other transactions, the technology of the insurer's activities Using the transactions to be made. Therefore, the education of this course successfully In order to complete it, the computer is required to know the computer as well. This course will show that a good insurer insurance information as well as technology is also good should use. If you want to develop yourself in a versatile, this lesson is a good choice for you will. No matter how much knowledge and skills you have about other sciences related to your field You will be so many experts in the field. The accounts that insurance agencies should follow in their businesses insurance package The account card section of the program is determined by the account type feature. This feature Thanks to the division of accounts, as well as different types of account It is possible to create on the screen.

What are the requirements of private pension insurance?

2010-07-30 16:18:50

One of the most important indicators of the development of a country is that country It is the presence of social security of its people. When both health problems arise and Social security umbrellas of people in the sense of getting along after working life It is one of the most fundamental tasks of the state. But today, social security In addition to benefiting from their institutions, private insurance is also used. Of these One is private pension insurance. Private Pension Insurance by private companies It is a type of insurance made for premium in order to secure the future of people. In our country, the number of people who have a private pension insurance is every day increasing. Private retirement requires long -term transactions for the future It must be secured by laws. In the face of this situation, the state is individual He prepared regulations in order to determine the legislation on retirement. When you work at an insurance company in the future, the Private Pension Insurance Policy In order to prepare it, you must know the legislation and prepare the appropriate policy. With this course, it will be able to comprehend the legislation of individual retirement and in accordance with the legislation. You will be able to make private pension insurance.

What is third party financial liability insurance?

2010-07-30 08:57:33

Increasing living together with urban life, new risks to human life brought, and people and institutions are responsible for others for their work. began to be. Therefore, individuals and institutions are both for their own activities. As a conscientious obligation, as well as all kinds of body and In order to meet the material damages, the need to secure these risks they have heard. Responsibility is a matter that arises from the damage of third parties. To someone else Anyone who has to pay compensation due to the damage caused by the concept of responsibility conceivable. Real or legal persons, whether directly or by the people they use They may cause their body or material damage to third parties due to their movements. one of them Carelessness, a damage caused by negligence, in terms of the life or property of another person It causes damage to the person who caused this damage to the responsibility. is. An important concern of both the insurer and the persons concerned. to direct people and institutions in the insurance branch with accurate and reliable information and To help with your preferences, to raise awareness of the society in this direction, professionally you The most important goals should be one of the most important goals. One Everyone who has to pay compensation for the damage to someone else can be thought of in the concept. Real or legal persons want directly or For the movement of the people they use, the third parties (third party: insured A service or attorney to the family members, ie first -degree relatives and insured Everyone other than persons affiliated with the contract is defined as a third party) They can do material damage. A person's carelessness, a damage caused by negligence, a the damage to the other person in terms of life or property, the people who caused this damage It also causes it to be under responsibility. Damage is a third person injury, death or loss of health may occur.